"The 'credit' of an individual means his ability to borrow money by virtue of the confidence or trust reposed by a lender that he will pay what he may promise."
Justice George A. Malcolm, People v. Concepcion, 44 Phil. 126 (1922).

11.08.2011

The Concept of Credit

A.  Credit, Debt and Security
B. Credit and Credit Transactions Defined
Republic Act No. 3765, Sec. 3. (2)
People v. Concepcion, G.R. No. L-19190, November 29, 1922, 44 Phil 126.
C.  Commercial Credit Transactions
Code of Commerce, Art. 1 to 3

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