"The 'credit' of an individual means his ability to borrow money by virtue of the confidence or trust reposed by a lender that he will pay what he may promise."
Justice George A. Malcolm, People v. Concepcion, 44 Phil. 126 (1922).

11.04.2009

Insolvency and Rehabilitation

26. Concurrence and Preference of Credits, Articles 2241 to 2251, Civil Code

Cases:
De Barretto v. Villanueva, 1 SCRA 288.
J.L. Bernardo Construction v. Court of Appeals, G.R. No. 105827, January 31, 2000.
Development Bank of the Philippines v. Court of Appeals, G.R. No. 126200, August 16, 2001.

27. Insolvency Law (Act No. 1956, as amended)

Case:

Gateway Electronics Corporation v. AsianBank Corporation, G.R. No. 172041, December 18, 2008.

28. Corporate Rehabilitation
a. Sections 5 (d), 6 (c), and 6(d) of Presidential Decree No. 902-A

Cases:
Ruby Industrial Corporation v. Court of Appeals, G.R. No. 124185-87, January 20, 1998.
Rizal Commercial Banking Corporation v. Intermediate Appellate Court, G.R. No. 74851, December 9, 1999.

b. Rules of Procedure on Corporate Rehabilitation (2008)

Cases:
LECA Realty Corporation v. Manuela Corporation, G.R. No. 166800 & 168924, September 25, 2007.
Metropolitan Bank & Trust Company v. ASB Holdings, Inc., et al., G.R. No. 166197, February 27, 2007.
Chas Realty and Development Corporation v. Talavera, G.R. No. 151925. February 6, 2003.
Rubberworld (Phils.), Inc. v. National Labor Relations Commission, et al., G.R. No. 126773, April 14, 1999.
Philippine Airlines, Inc. v. Court of Appeals, G.R. No. 123238, July 11, 2005.
Clarion Printing House, Inc. v. National Labor Relations Commission, G.R. No. 148372, June 27, 2005.
Sobrejuanite v. ASB Development Corporation, G.R. No. 165675, September 30, 2005.
Metropolitan Bank & Trust Company, Inc. v. SLGT Holdings, Inc., et al. G.R. Nos. 175181-82, 175354 & 175387-88, September 14, 2007.
Metropolitan Waterworks & Sewerage System v. Daway & Maynilad Water Services, Inc., G.R. No. 160732, June 21, 2004.
Ong v. Philippine Commercial International Bank, G.R. No. 160466, January 17, 2005.

Security Transactions

23. Real Estate Mortgage, Articles 2124 to 2131, Civil Code, Rule 68, Rules of Court, Act No. 3135, as amended

Cases:
Medida v. Court of Appeals, 208 SCRA 887.
Huerta Alba Resort, Inc. v. Court of Appeals, G.R. No. 128567, September 1, 2000.
Suico v. Philippine National Bank, G.R. No. 170215, August 28, 2007.

24. Chattel Mortgage, Articles 2140 to 2141, The Chattel Mortgage Law (Act No. 1508, as amended)

Cases:
Acme Shoe Rubber & Plastic Corp. v. Court of Appeals, 260 SCRA 714.

People's Bank & Trust Company v. Dahican Lumber Company, 20 SCRA 84.
Makati Leasing & Finance Corporation v. Wearever Textile Mills, Inc., 122 SCRA 296.
Dy v. Court of Appeals, 198 SCRA 26.
Servicewide Specialist Inc. v. Court of Appeals, 320 SCRA 478.
Servicewide Specialist Inc. v. Court of Appeals, G.R. No. 110048, November 19, 1999.
Pameca Wood Treatment Plant v. Court of Appeals, 310 SCRA 281.

25. Antichresis, Articles 2132 to 2139, Civil Code

Security Transactions

21. Pledge and Mortgage, Common Provisions, Articles 2085 to 2092, Civil Code

Cases:
Development Bank of the Philippines v. Court of Appeals, G.R. No. 118367 & 118342, January 5, 1998.
Bustamante v. Rosel, G. R. No. 126800, November 29, 1999.
Ong v. Roban Lending Corporation, G.R. No.172592, July 9, 2008.

22. Pledge, Articles 2093 to 2123, Civil Code

Case:
Paray & Espeleta v. Rodriguez, et al., G.R. No. 132287, January 24, 2006.

Security Transactions

18. Concept of Security Transactions
19. Guaranty, Articles 2047 to 2081, Civil Code
20. Surety, Articles 1207 to 1222, 2082 to 2084, Civil Code

Cases:
E. Zobel, Inc. v. Court of Appeals, G.R. No. 113931, May 6, 1998.
International Finance Corporation v. Imperial Textile Mills, Inc., G.R. No. 160324, November 15, 2005.
Philippine Blooming Mills, Inc. v. Court of Appeals, G.R. No. 142381, October 15, 2003.
Escano & Silos v. Ortigas, JR., G. R. No. 151953, June 29, 2007.
Tupaz IV & Tupaz, v. Court of Appeals and Bank of the Philippine Islands, G.R. No. 145578, November 18, 2005.

Special Commercial Laws

12. Merchants and Commercial Transactions, Articles 1-63, Code of Commerce
13. Letters of Credit, Articles 567-572, Code of Commerce

Case:
Transfield Philippines, Inc. v. Luzon Hydro Corporation Australia, et al., G.R. No. 446717, November 22, 2004.

14. Trust Receipts Law

Case:
Colinares & Veloso v. Court of Appeals, G.R. No. 90828, September 5, 2000.

15. Truth in Lending Act

Case:
United Coconut Planters Bank v. Samuel & Beluso, G.R. No. 159912, August 17, 2007.

16. The Usury Law

Case:
Carpo v. Chua & Dy Ng, G.R. Nos. 150773 & 153599, September 30, 2005.

17. The Warehouse Receipts Law and the General Bonded Warehouse Act

Case:
Philippine National Bank v. Se, et al., G.R. No. 119231, April 18, 1996.

Deposit

8. Concept of Deposit, Articles 1962 to 1967, Civil Code
9. Voluntary Deposit, Articles 1968 to 1995, Civil Code

Cases:
Bank of the Philippine Islands v. Intermediate Appellate Court, 164 SCRA 630.
Bishop of Jaro v. De la Pena, 26 Phil. 144.
Triple-V Food Services, Inc. v. Filipino Merchants Insurance Company, Inc., G.R. No. 160544, February 21, 2005.
CA Agro-Industrial Development Corporation v. Court of Appeals, 219 SCRA 426.

10. Necessary Deposit, Article 1996 to 2004, Civil Code

Case:
YHT Realty Corporation v. Court of Appeals, G.R. No. 126780, February 17, 2005.

11. Judicial Deposit, Articles 2005 to 2009, Civil Code

11.03.2009

Loan

4. General Provisions on Loan, Articles 1156, 1305, 1306, 1933 and 1934, Civil Code
5. Commodatum, Articles 1935 to 1952, Civil Code
6. Simple Loan, Articles 1953 to 1955, 1980

Cases:
Republic v. Bagtas, 6 SCRA 262.
Producers Bank of the Philippines v. Court of Appeals, G.R. No. 115324, February 19, 2003.
Garcia v. Thio, G.R. No. 154878, March 16, 2007.
Pajuyo v. Court of Appeals, G.R. No. 146364, June 3, 2004.
Quintos v. Beck, 69 Phil. 108.
Saura Import & Export Co., Inc. v. Development Bank of the Philippines, 44 SCRA 445.
BPI Investment Corporation v. Court of Appeals & ALS Management & Development Corporation, G.R. No. 133632. February 15, 2002.
People v. Puig & Porras, G.R. No. 173654-765, August 28, 2008.
BPI Family Bank v. Franco & Court of Appeals, G.R. No. 123498, November 23, 2007.

7. Interest, Articles 1956 to 1961, 2209, 2212, 2213, Civil Code, Central Bank Circular No. 416

Cases:
Frias v. San Diego-Sison, G.R. No. 155223, April 4, 2007.
Ligutan v. Court of Appeals, G.R. No. 138677, February 12, 2002.
Government Service Insurance System v. Court of Appeals, G.R. No. L-52478, October 30, 1986.
Eastern Shipping Lines v. Court of Appeals, G.R. No. 97412, July 12, 1994.
Siga-an v. Villanueva, G.R. No. 173227, January 20, 2009.